Bank of Baroda SO Recruitment 2026 Notification Out - 1100 Wealth Executive, Credit Analyst Posts - Apply Online

Bank of Baroda has released Advt No. BOB/HRM/REC/ADVT/2026/17 for 1,100 Specialist Officer posts — 1,000 Wealth Executive (JMG/S-I) and 100 Credit Analyst–C&IC (MMG/S-II) roles. Graduates with the right professional certification or CA qualification and relevant banking/wealth experience can apply online from 4 September 2026 to 24 September 2026. Selected candidates can be posted anywhere in India.

Who Should Apply

• Wealth Executive (1,000 posts) — any graduate holding IC 38, NISM Series V A, NISM Series XXI-A, or NISM Series V-D certification, with at least 2 years selling wealth products at a bank, broking firm, AMC, or wealth management company.
• Credit Analyst – C&IC (100 posts) — any graduate who is also a Chartered Accountant, with at least 1 year of banking experience in a Scheduled Commercial Bank.

Eligibility & Age Limit

Both qualification and age are checked as on the cut-off date 01.09.2026. Wealth Executive candidates must be 22–32 years old; Credit Analyst–C&IC candidates must be 21–33 years old. These are General-category limits. Age relaxation: 5 years for SC/ST, 3 years for OBC (non-creamy layer), 10–15 years for Persons with Benchmark Disabilities depending on category, and 5–10 years for Ex-Servicemen depending on category. Post-qualification experience of under 6 months with any single employer is not counted, and clerical-cadre experience does not count toward eligibility either.

See every current opening open to any_graduate candidates.

Salary & Pay Scale

Wealth Executive (JMG/S-I) is placed on the scale 48480–2000/7–62480–2340/2–67160–2680/7–85920. Credit Analyst–C&IC (MMG/S-II) is placed on 64820–2340/1–67160–2680/10–93960. These are basic pay scales under the industry bipartite settlement; actual in-hand pay will be higher once allowances and perquisites are added, but the exact take-home figure isn't stated in the notification, so don't rely on the basic pay alone to estimate it.

Important Dates

Application Fee

• General, EWS, OBC: ₹850 + payment gateway charges
• SC, ST, PwBD, Ex-Servicemen, Women: ₹175 + payment gateway charges

The fee is non-refundable once paid, regardless of whether you're shortlisted or the test is held. Payment is accepted by debit card, credit card, net banking, or UPI.

How to Apply

1. Go to the official site, www.bankofbaroda.bank.in/Career.htm, and open Career > Current Opportunities.
2. Register with a valid email and mobile number, then fill in personal, educational, and category details carefully — nothing can be changed after you click Submit.
3. Upload your resume, proof of date of birth, educational certificates, experience certificates, and category/PwBD certificate as applicable — each as a PDF, A4 size, under 500 KB.
4. Upload your scanned photograph (200×230 pixels, 20–50 KB) and signature (140×60 pixels, 10–20 KB) exactly to spec, plus your left thumb impression and a hand-written declaration image as specified.
5. Pay the application fee online.
6. Print and keep the e-receipt and the final submitted application form.

Since exact photo and signature sizes are specified, you can resize your photo and signature to the exact spec before uploading. You can also check your exact age as on the cut-off date before applying.

How Are Candidates Selected

Application Scrutiny — the bank first checks that you meet the qualification, experience, and age criteria for the post you've applied to.

Online Test (tentative) — if conducted, it runs 120 minutes for 120 marks across four sections: English Language, Reasoning & Quantitative Aptitude, General/Economic & Banking Awareness (all qualifying only, not counted for merit), and Professional Knowledge related to the post (60 marks, and this is what counts). There's a 0.25-mark penalty per wrong answer.

Psychometric Test and/or Group Discussion/Personal Interview — this checks personality, communication, problem-solving, and willingness to work anywhere in India. The minimum qualifying mark for the interview stage is 60% for General/EWS and 55% for other reserved categories; candidates who don't clear this aren't considered further.

Document Verification — final selection is subject to verifying all your original documents.

Why This Job Matters

Bank of Baroda is one of India's largest public sector banks, and this drive is specifically for its Wealth Management Services and Corporate & Institutional Credit arms — specialist, revenue-facing roles rather than general clerical or PO postings. A 1,000-post opening for Wealth Executive is unusually large for a specialist banking role, reflecting the bank's push to scale up its wealth business, while the 100 Credit Analyst–C&IC posts sit in corporate lending, a more senior and better-paid track that specifically wants Chartered Accountants.

The FreshersLike Take

Best fit: strong for graduates who already hold a wealth-distribution certification (IC 38/NISM) or a CA qualification with some banking experience, and who want a specialist officer role rather than a generalist PO/clerk track. Who should think twice: this is not an entry-level, no-experience opening — both posts have a hard experience requirement (2 years for Wealth Executive, 1 year for Credit Analyst), and you must be willing to be posted anywhere in India with no request for change of location entertained. Practical tip: get your IC 38/NISM certificate or CA membership number ready before you start the form — there's no field for "certification in progress," so incomplete certification at the time of application scrutiny will likely disqualify you.

Documents Required

• Interview/GD call letter printout
• System-generated printout of the submitted online application
• Proof of date of birth (birth certificate or Class X certificate showing DOB)
• Photo ID proof (PAN, Passport, Driving License, Voter ID, or Aadhaar with photo — Ration Card not accepted)
• Semester/year-wise mark sheets and final degree/diploma certificate
• Caste certificate in prescribed format (SC/ST/OBC/EWS candidates)
• Disability certificate in prescribed format (PwBD candidates)
• Discharge book, pension payment order, and rank proof (Ex-Servicemen)
• No Objection Certificate, if currently employed in government/PSU
• Proof of declared work experience — appointment letter, salary slips, relieving/experience letter

What Happens After Selection

• Selected candidates serve a probation period of 12 months.
• JMG/S-I officers (Wealth Executive) must serve a minimum of 3 years or pay up to 3 months' gross salary (capped at ₹2 lakh) if they leave early.
• MMG/S-II officers (Credit Analyst–C&IC) must serve a minimum of 3 years or pay up to 3 months' gross salary (capped at ₹3 lakh) if they leave early.
• Post-selection posting location and joining process beyond this: [check] — not detailed in the notification excerpt available.

Important Links

Common Questions

What is the last date to apply for Bank of Baroda SO Recruitment 2026?

24 September 2026. Online registration started 4 September 2026.

How many total vacancies are there?

1,100 — 1,000 for Wealth Executive and 100 for Credit Analyst–C&IC.

Can a graduate without any wealth-management certification apply for Wealth Executive?

No. Graduation alone isn't enough — you also need at least one of IC 38, NISM Series V A, NISM Series XXI-A, or NISM Series V-D, plus 2 years of relevant sales experience.

Is a CA mandatory for the Credit Analyst post?

Yes. Graduation plus Chartered Accountant qualification is mandatory, along with at least 1 year of banking experience in a Scheduled Commercial Bank.

Is the application fee refundable?

No. The fee is non-refundable, whether or not the online test is held and regardless of the outcome.

Is there a written exam?

An online test is tentative — the notification says it may be conducted, but no exam date has been announced yet. Three sections are only qualifying; only the Professional Knowledge section counts toward merit.

Can candidates choose their preferred posting location?

No. Applicants must be willing to serve anywhere in India, and no request for change of centre or location is entertained.

Is there a service bond after joining?

Yes — a minimum service period of 3 years applies, with a buyout amount payable (capped at ₹2 lakh for Wealth Executive, ₹3 lakh for Credit Analyst) if an officer leaves before that.

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